Terms of use
In this pre-incorporation version, “GLOBAL RATIO” refers to the GLOBAL RATIO website and project led by Laurent Zazzera.
1. Purpose
These terms govern access to and use of the GLOBAL RATIO website.
2. Nature of the website
The website is an institutional presentation and contact website. It does not provide online purchasing, ordering, payment or subscription. Its content does not, by itself, constitute a contractual offer or commitment to provide services.
3. Content and information
Content is general and institutional. It does not replace analysis of a specific situation or constitute a binding opinion on a particular matter.
4. Website access
Reasonable efforts are made to provide regular access without guaranteeing permanent or uninterrupted availability. Access may be suspended, restricted or interrupted for maintenance, security, updates or external technical events.
5. Proper use
Users must use the website lawfully and fairly and must not disrupt its operation, bypass security measures or use the contact form in an automated, abusive or malicious way.
6. Intellectual property
Texts, logo, editorial structure, visual identity and other website elements eligible for protection are subject to applicable intellectual-property rights. Unauthorised use is prohibited except where permitted by law.
7. External links
The website may contain links to third-party websites. GLOBAL RATIO does not control their content, availability or practices and does not guarantee their operation.
8. Contact form and security
The form is solely intended to enable contact with GLOBAL RATIO. It is protected against automated submissions by Cloudflare Turnstile and additional server-side checks. Personal-data processing is described on the Privacy page.
9. Liability
Subject to mandatory law, the publisher cannot be held liable for consequences arising from misuse of the website, temporary unavailability or an external event not attributable to the publisher.
10. Changes
The website and these terms may change to reflect technical, functional, legal or editorial developments. The applicable version is the version published at the time of consultation.
11. Governing law
The website and these terms are governed by French law, subject to any mandatory rules that may apply. Disputes will be submitted to the competent courts in accordance with applicable procedural rules.
Version dated 18 October 2026.